If you are a contractor looking to construction work in New York City, you will need a tracking number from the Department of Buildings. In order to obtain this tracking number, you will need to have general liability insurance, workers compensation insurance, and disability insurance. Many contractors ask if they can get a waiver for workers comp and disability if they work alone, but unfortunately, the Department of Buildings requires all three types of insurance for a tracking number. The reasoning behind this is that if you are pulling a permit, it means the work requires more than just ordinary repairs or cosmetic work, and therefore may need more than one person. Obtaining a tracking number can be done relatively quickly, usually within a few days. However, it is recommended to hire an expediter who can assist in reviewing your insurance certificates and working with your insurance broker to make any necessary revisions. This is because the insurance certificates need to be formatted very specifically, and if they are not, they will be rejected by the Department of Buildings. Experienced expediters are familiar with the formatting requirements and can ensure that your insurance certificates are accepted on the first try, saving you time. Once you have a tracking number, it does not expire. However, you will need to keep your insurance certificates up-to-date by updating them as they expire. For example, if your workers comp expires in September, you will need to reach out to the expediter to help you format and submit the updated certificate to the licensing unit to maintain your tracking number. There are two additional licenses that you may need as a contractor planning to work in residential units within the five boroughs. If you are hired by a unit owner, such as an apartment owner,...
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